**2.875% ASSUMABLE MORTGAGE + BRAND NEW ROOF** Yes, you read that right. With an approximate remaining mortgage balance of **$167,000**, this home offers a qualified Buyer the rare opportunity to potentially step into financing from an entirely different interest-rate era. Tucked onto a generous **0.22-acre lot** in Orchard Mesa, this 2-bedroom, 1-bath ranch proves you don’t need a massive house to have serious space. Inside, hardwood floors and abundant natural light give the home a warm, inviting feel. Outside is where things really open up, with a fully fenced yard, covered patio, RV parking, two storage sheds, and an attached 2-car garage. The big-ticket items have seen plenty of attention too. The **brand-new roof comes with a transferable warranty**, the furnace is less than 6 years old, the swamp cooler is less than 5 years old, and the water heater was replaced in 2018. **No HOA.** Plenty of room for vehicles, toys, projects, gardening, entertaining, or simply having a backyard that actually feels like a backyard. For qualified Buyers looking to take advantage of the assumable loan, a local lender is also available to explore second-mortgage financing to help bridge the gap between the remaining loan balance and purchase price. Affordable size, a fantastic lot, exceptional parking and storage, newer major systems, and a mortgage rate that is nearly impossible to replicate in today’s market. Opportunities with this combination do not come around often. **Come for the 2.875% rate. Stay because the house makes just as much sense.** Assumable financing and second-mortgage financing are subject to lender/servicer approval, Buyer qualification, and verification of loan balance and terms.
| MLS # | 20264016 |
|---|---|
| Listing Type | For Sale |
| Style | House |
| Sub-Type | Resale |
| Status | Pending |
| Year | 1953 |
| Days On Site | 13 |
| Listing Provided By | RIVER CITY REAL ESTATE, LLC | BENJAMIN CHACON |
| Bed(s) | 2 |
|---|---|
| Bath(s) | 1 |
| SQ Feet | 784 |
| Garage | 2 |
| Basement | Y |
| Story(s) | 1 |
| Zoning | Residential |
| Acreage | 0.22 |
| Lot Features | None |
|---|
| Garage Yes / No | Yes |
|---|---|
| Parking Features | Attached, Garage, Rv Access Parking |
| State | CO |
|---|---|
| County | Mesa |
| City | Grand Junction |
| Zip Code | 81503 |
| Area | Orchard Mesa |
| Community Name | Burns Sub & Replat |
| Listing VS Median (in Burns Sub & Replat) | |
Price: $285,000 low | high Med: $285,000 sqft: 784 low | high Med: 784 $ / sqft: $364 low | high Med: $364 On site: 13 low | high Med: 13 | |
| State | CO |
|---|---|
| County | Mesa |
| City | Grand Junction |
| Zip Code | 81503 |
| Area | Orchard Mesa |
| Community Name | Burns Sub & Replat |
| Listing VS Median (in Burns Sub & Replat) | |
Price: $285,000 low | high Med: $285,000 sqft: 784 low | high Med: 784 $ / sqft: $364 low | high Med: $364 On site: 13 low | high Med: 13 | |